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ACCOUNTS & PAYMENTS FOR GLOBAL BUSINESSES

Manage multi-currency accounts, SEPA and SWIFT transfers — all on a single secure platform built for modern, cross-border operations.

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DEDICATED BUSINESS IBAN ACCOUNTS

BONCA gives every company a unique business IBAN — a dedicated IBAN that ensures clean, secure, and efficient global payments.

Our virtual IBANs (vIBANs) work like traditional accounts but offer more flexibility and control.

Why Dedicated IBANs Matter:

Your Own Account

Your IBAN belongs exclusively to your business.

Clear Reconciliation

Every transaction is tied directly to your dedicated IBAN. No confusion, no mixed funds.

Global Payments Ready

SEPA, SWIFT, and international transfers supported from day one.

Instant Assignment

Get your vIBAN and start operating immediately upon approval.

Better Security & Accuracy

Eliminates risks tied to shared IBAN setups. Your funds, your account, your control.

Scalable Structure

Create multiple vIBANs for different teams, clients, or regions as your business grows.

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ONE ACCOUNT FOR MULTIPLE GLOBAL CURRENCIES

BONCA's multi-currency account gives your company the freedom to operate globally without constant conversions or hidden fees.

Hold Multiple Currencies in One Place

Store balances in your preferred currency. No need to open separate accounts in different countries.

Open an Account Online

Complete digital onboarding with automated verification. Start transacting quickly.

Reduce FX Costs

Transparent, competitive FX rates. Convert currencies only when needed, avoiding unnecessary fees.

Simplify International Operations

Pay suppliers in their currency, receive revenue in customer currencies, and manage everything from one dashboard.

SEPA transfers for Europe

BONCA supports SEPA transfers across the EU and European Economic Area. Use your BONCA IBAN for seamless European payments.

SEPA Credit Transfer: Same-day or next-day settlement

SEPA Instant: Arrives in seconds where available

Key Benefits:

● Transparent pricing with fixed fees

● Predictable timing and settlement

● Full coverage across 36 SEPA countries

● Built-in IBAN validation and compliance

SWIFT transfers for global payments

For global operations, BONCA enables secure SWIFT transfers in major currencies.

Settlement Time: Typically 1–3 business days

Global Reach: Send and receive payments to 200+ countries

Full Compliance: Includes AML and sanctions screening on every transaction

A reliable, traceable way to send and receive SWIFT payments across global corridors.

SEPA transfers for Europe

BONCA supports SEPA transfers across the EU and European Economic Area. Use your BONCA IBAN for seamless European payments.

SEPA Credit Transfer: Same-day or next-day settlement

SEPA Instant: Arrives in seconds where available

Key Benefits:

● Transparent pricing with fixed fees

● Predictable timing and settlement

● Full coverage across 36 SEPA countries

● Built-in IBAN validation and compliance

SEPA transfers for Europe

BONCA supports SEPA transfers across the EU and European Economic Area. Use your BONCA IBAN for seamless European payments.

SEPA Credit Transfer: Same-day or next-day settlement

SEPA Instant: Arrives in seconds where available

Key Benefits:

● Transparent pricing with fixed fees

● Predictable timing and settlement

● Full coverage across 36 SEPA countries

● Built-in IBAN validation and compliance

READY TO GET STARTED?

Open your BONCA business account today and start managing international payments with the speed and transparency your business deserves.

Open Account

Have questions?Our team is here to help you get set up and operating.Support@bonca.com

ACCOUNTS & PAYMENTS FOR GLOBAL BUSINESSES

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