Digital payments, payment processing, cards, fiat, crypto
Cards for everyday business spend
/ features /
ALL – IN – ONE digital payment platform
BONCA replaces fragmented providers with a focused set of core services. Dedicated IBANs, international payments and FX, cards, crypto exchange and wallet, and payment processing all in one place.
Dedicated IBANs for your business
Cross-border payments & FX
Virtual & physical cards
Crypto exchange & wallet
Online payment processing / acquiring
Dedicated IBANs for your business needs
Send and receive global payments, create named business accounts with SEPA Instant and SWIFT, with secure, fast, multi-currency support.
Multi-currency business accounts
Clear, searchable transaction history
Global payments and FX in one
Send, receive, and convert funds across currencies and regions using established rails such as SEPA and SWIFT.
SEPA and SWIFT transfers
Competitive, transparent FX rates
Cards for everyday business spend
Issue payment cards directly from your BONCA account and control spend from the same dashboard you use for accounts and payments.
Virtual and physical cards
Real-time limits and blocking
Crypto built into your accounts
Convert, hold and transact selected cryptocurrencies all in one easy-to-navigate platform.
Store supported digital assets
Convert between crypto and FIAT
Online payments routed into BONCA
Accept online payments through BONCA’s gateway or payment page and settle straight into your BONCA IBANs.
Hosted checkout or API
Settlements to your IBANs
Online payments routed into BONCA
Accept online payments through BONCA’s gateway or payment page and settle straight into your BONCA IBANs.
Hosted checkout or API
Settlements to your IBANs
Dedicated IBANs for your business needs
Send and receive global payments, create named business accounts with SEPA Instant and SWIFT, with secure, fast, multi-currency support.
Multi-currency business accounts
Clear, searchable transaction history
Global payments and FX in one
Send, receive, and convert funds across currencies and regions using established rails such as SEPA and SWIFT.
SEPA and SWIFT transfers
Competitive, transparent FX rates
Cards for everyday business spend
Issue payment cards directly from your BONCA account and control spend from the same dashboard you use for accounts and payments.
Virtual and physical cards
Real-time limits and blocking
Crypto built into your accounts
Convert, hold and transact selected cryptocurrencies all in one easy-to-navigate platform.
Store supported digital assets
Convert between crypto and FIAT
Online payments routed into BONCA
Accept online payments through BONCA’s gateway or payment page and settle straight into your BONCA IBANs.
Hosted checkout or API
Settlements to your IBANs
Dedicated IBANs for your business needs
Send and receive global payments, create named business accounts with SEPA Instant and SWIFT, with secure, fast, multi-currency support.
Multi-currency business accounts
Clear, searchable transaction history
SEPA, SWIFT, IBANs Global payments solution
BONCA connects your IBANs to the main global payment networks. Use SEPA for euro payments, SWIFT for international transfers, and hold money in multiple currencies.
United States
United Kingdom
France
Spain
Germany
China
Norway
Ukraine
Australia
Estonia
Georgia
Japan
Finland
Slovakia
Italy
Slovenia
Switzerland
Poland
Portugal
Brazil
Czech Republic
Belgium
More
/ about /
BONCA is built for the way modern money moves
Global reach
Use SEPA, SWIFT and multi-currency accounts to send and receive funds borderlessly.
Smart, not complex
Advanced tech runs in the background while you work in a clean, intuitive interface.
Single money hub
Run accounts, payments, cards, crypto and acquiring from one platform instead of separate tools.
Secure & regulated
Strict access controls and compliant processes for stable, secure operations and data.
Faster operations
Onboarding, payments and daily tasks are streamlined, so money moves quickly.
Global reach
Use SEPA, SWIFT and multi-currency accounts to send and receive funds borderlessly.
Smart, not complex
Advanced tech runs in the background while you work in a clean, intuitive interface.
Single money hub
Run accounts, payments, cards, crypto and acquiring from one platform instead of separate tools.
Secure & regulated
Strict access controls and compliant processes for stable, secure operations and data.
Safety in every transaction
Every BONCA session, transaction, and data point is protected by strong encryption and layered controls for secure payment solutions.
Encrypted data in transit and at rest
Strict access controls for accounts and users
Continuous monitoring for suspicious activity
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Manage finance with your phone
Stay in control of cash flow and card spend – review balances, approve payments, manage cards, and track settlements from a clean dashboard — in the BONCA mobile app.
/ Start with Bonca /
Fast-track onboarding
Complete online application
Submit company and KYC/KYB details through a guided form.
Compliance review
Our team reviews your profile and business activity.
Account approval
Receive dedicated accounts and access to your dashboard.
Go live
Start sending payments, issuing cards, and using crypto and acquiring.
Account approval
Receive dedicated accounts and access to your dashboard.
Go live
Start sending payments, issuing cards, and using crypto and acquiring.
Complete online application
Submit company and KYC/KYB details through a guided form.
Compliance review
Our team reviews your profile and business activity.
Account approval
Receive dedicated accounts and access to your dashboard.
Go live
Start sending payments, issuing cards, and using crypto and acquiring.
Complete online application
Submit company and KYC/KYB details through a guided form.
Compliance review
Our team reviews your profile and business activity.